2015年職稱英語理工類補全短文模擬題(4)

    重點推薦：2015年職稱英語理工類補全短文模擬題匯總

　　2015年職稱英語理工類補全短文模擬題(4)

　　Cancer Not Covered by Most Health Insurances, Cancer Insurance to the Rescue

　　There are 1.2 million Americans diagnosed with cancer every year. (1) The cost of cancer diagnostics, operation or removal and cancer treatment are overwhelming to the victim and to their families as well. I should know, several of my family members have died from cancer over the last 13 years. Getting cancer insurance can help ease these financial burdens and give peace of mind to you and your family.

　　What many people don’t realize is most regular health insurance policies do not cover cancer treatment. (2)Some treatments are very expensive. Expenses for cost of travel to a cancer treatment facility are not also covered by health insurance policies.

　　My friend’s wife had cancer and thank God she survived. During the treatment, they had to coordinate transportation from friends to a get her to her daily treatments. This caused a lot of stress on my friend. (3) I pay about $88 bucks a month. It would have been cheaper $47, but I got the kind that returns all of my premiums to me after 25 years minus any money that has been paid out on claims. (4) I am still amazed at how robust the plan is. It has a rider that pays $350 per pay to me if any of us need radiation or chemo therapy. This would cover me for missed work or transportation costs or to hire friends to help in any way I need.

　　(5) The coverage for this type of insurance may comprise of: Treatments while being an in-patient as well as being an out-patient. This includes radiation, chemotherapy, medications, etc; Transportation and living expense if cancer treatment is made out of town. Payment of traveling expenses for specialists may also be part of the coverage; Ambulance or air ambulance service when needed by the victim; Full-time nursing care and facility when treatment is made away from the victim’s residence; Reconstruction and prosthesis may be part of the insurance plan; Special diagnostic tests needed to determine type of cancer may be covered by the plan.

　　A.Most health insurance policies do not cover this “specified disease” or “dreaded disease”.

　　B. The price of such insurance may surprise you

　　C. Although some policies include a few cancer diagnostic tests or minimal treatment, they not cover the whole gamut of cancer treatment. After that experience about 3 years ago, I bought a cancer insurance policy that covers my family.

　　D. Cancer insurance is a supplement to health insurance assuring that treatment and incidental expenses are covered should such illness arise.

　　E. So, if I don’t have a claim, I get all of my premiums back.

　　正確答案:ACDFE

　　解析:1.上一句話說，每年有1200萬人被診斷患有癌癥。接下來是，A多數(shù)的保險單都不包括這種“具體的”或者“可怕的”疾病。后面進而提到診斷治療癌癥的費用讓患者的家庭不堪重負。

　　2.上一句話說，許多人還沒有意識到大多數(shù)常規(guī)的保單都不包括癌癥的治療。接下來進一步解釋，C盡管一些保單包括一些診斷檢查和最低的治療，它們不包括整個治療的費用。

　　3.前面提到作者朋友妻子治療癌癥的經(jīng)歷。接下來，D那件事以后，大約3年前，我買了一份保全家的保險。后面具體說了保險的情況。

　　4.前一句說我買的保險25年后返還減掉理賠付過的費用之外的全部保費。接下來進一步闡述，F(xiàn)如果我沒有理賠過，我將拿回所有的保費。

　　5.這一段主要講的是癌癥保險的性質(zhì)和包括的項目，開頭一句為主題句：E癌癥保險是醫(yī)療保險的補充，如果得了癌癥，它可以保證治療費用和額外開銷的支付。

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