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Credit is of great importance to one's development. Without credit, one wouldn’t get trust from others, let alone get help from others or cooperate with others.
However, nowadays the whole society is faced with “credit crisis”. To begin with, business is threatened by the lack of credit and trust between enterprises and banks. According to a recent survey conducted by the People’s Bank of China, a total amount of 367,240,000 Yuan debts were not paid off to banks by the enterprises in the year 2006. In addition, lies often exist between friends. Xiao Wang—my neighbor— was persuaded to buy certain insurance product and at last found that he was cheated.
We should take measures to improve people’s sense of credit and establish stricter laws to punish the behavior of those who do not have credit. Only in these ways can the credit of the whole society be enhanced.
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